The Funeral Advantage program was designed to be an easy way for people to protect their loved ones from this possible financial hardship. It is a simple solution for covering funeral costs which can leave loved ones with a big financial burden.
The Funeral Advantage Program has two key components. The first is a Final Expense Life Insurance Cash Benefit that offers easy qualification and a streamlined application process. Commonly known as burial insurance or funeral insurance, final expense insurance is designed to help cover end-of-life expenses. No health examinations are necessary, only a few health questions on a one-page application. Most people get coverage, even with health issues.
The second is the Family Support Services provided at no additional cost to every policyholder through the Funeral Consumer Guardian Society (FCGS). Upon the death of a Funeral Advantage policyholder, a live representative from the FCGS is ready to go into action on your family’s behalf to help to survive loved ones cope with the many details that immediately arise.
How Funeral Advantage Assists Seniors (Over 50-85 years)
Seniors are one of the most under-served age groups in the life insurance industry. Most life insurance companies focus on selling term insurance to younger age groups because the premiums are higher making them more money. Most seniors don’t need term insurance. They need something that will help cover their end-of-life expenses like funeral costs and any medical bills they leave behind. But qualifying can be challenging, especially if you’ve had health issues.
That’s why Funeral Advantage was created. Funeral Advantage assists seniors and their loved ones by helping them plan and pays for their final wishes. With low rates starting at just $15 a month, Funeral Advantage is an affordable whole life insurance policy that helps families when they need it most.
Upon a Funeral Advantage member’s death, there are literally hundreds of decisions to be made by the surviving loved ones some potentially very costly. The Funeral Consumer Guardian Society (FCGS) immediately goes into action to help those in charge of funeral arrangements cope with the many details that immediately arise. With Funeral Advantage from Lincoln Heritage℠, everything can go as smoothly as possible for your loved ones during a time of intense emotions and stress.
